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Bank of Canada Holds Interest Rate at 2.25%: What Edmonton Buyers and Sellers Need to Do Next

The Bank of Canada has officially held its benchmark interest rate at 2.25%.

At first glance, that might feel like “no change.”
But in reality, it tells us exactly what kind of market we’re stepping into.

And more importantly, how to navigate it properly.

This Is a Strategy Market Now

We’re no longer in a fast-moving, reaction-based market.

We’re in a decision-based market.

Inflation is easing, which is a positive sign.
But at the same time, economic growth is slowing, and global uncertainty—especially around energy prices—is rising.

That combination creates one thing:

👉 A more selective, more strategic real estate environment.

What This Means for Buyers in Edmonton

If you’re a buyer, this is actually a window of opportunity.

Holding rates steady provides short-term stability in borrowing costs, so you can plan with more confidence.

But here’s the key:

This doesn’t mean “wait and see.”
It means be prepared and move when the right opportunity shows up.

The buyers who win in this market are the ones who:

  • Understand their numbers

  • Act decisively

  • Don’t hesitate when the right property hits

What This Means for Sellers

Buyers are still active—but they’re different now.

They’re:

  • More analytical

  • More cautious

  • More focused on value

That means your home needs to be positioned properly from day one.

Pricing, presentation, and timing are no longer optional strategies—they’re everything.

Homes that are dialled in still sell.
Homes that aren’t… sit.

The Biggest Mistake You Can Make Right Now

Trying to “feel out” the market instead of having a plan.

This is where most people lose time—and money.

This market rewards:

  • Preparation

  • Clarity

  • Strong execution

Not guesswork.

Final Thoughts

The Bank of Canada holding rates at 2.25% confirms one thing:

We’re in a balanced but opportunity-filled market.

But success right now isn’t about luck.

It’s about:
✔ Understanding the shift
✔ Having the right strategy
✔ Executing at the right time

If you’re thinking about buying, selling, or just want to understand your position in today’s market…

Let’s build a plan that actually works.

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Gratitude Over Luck This St. Patrick’s Day | Rob Coble Real Estate Edmonton

St. Patrick’s Day is often associated with luck.

You’ll hear phrases like “the luck of the Irish” or see symbols of good fortune everywhere this time of year.

But in real estate, and in life, I’ve found that the best outcomes are rarely about luck.

They are built on trust.

They come from strong relationships, clear communication, and thoughtful decisions made over time.

That’s why this time of year is a great opportunity to pause and reflect on what really matters.

For me, it’s the people.

The clients who trust me to guide them through one of the biggest decisions they’ll ever make.

The families I’ve had the opportunity to work with over the years.

And the relationships that continue well beyond a transaction.

That trust is something I take seriously. It’s not something I ever take for granted.

So while today may be known for luck, I prefer to look at it as a reminder of appreciation.

Gratitude for the relationships that make this business meaningful.

And gratitude for the opportunity to continue helping people make confident, informed decisions.

Wishing you and your family a great St. Patrick’s Day.

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Scams on the Rise in Canada: What Edmonton Residents Should Watch For

Technology has made many parts of our lives easier. We can communicate instantly, manage finances online, and access services faster than ever before.

Unfortunately, the same technology that helps us stay connected is also being used by scammers.

Across Canada, authorities are reporting a growing number of fraud attempts using increasingly sophisticated tactics. Some scams now use artificial intelligence, impersonation techniques, and realistic-looking messages, making them difficult to detect.

Staying informed is one of the best ways to protect yourself and the people around you.

Here are several of the most common scams currently being reported.

1. Fake Delivery Notifications

Many people have received text messages claiming to be from Canada Post, UPS, or FedEx saying a package cannot be delivered without confirming a link.

These messages often contain tracking links that lead to fake websites designed to capture personal or payment information.

If you receive a delivery notification you were not expecting, it is best to verify the tracking number directly through the courier’s official website rather than clicking the link in the message.

2. QR Code Scams

QR codes are appearing everywhere, from parking meters to restaurant menus.

Scammers are now placing fake QR codes over legitimate ones. When scanned, they redirect people to fraudulent websites that request payment details or login information.

Always double-check the source before scanning a QR code in public spaces.

3. Interac e-Transfer Reversal Scams

This scam often begins with a message claiming an e-Transfer was sent to you by mistake and asking you to return the money.

In some cases, the original transfer was fraudulent or will later be reversed by the bank, leaving the victim responsible for the funds they sent back.

If you receive a message like this, contact your bank before taking any action.

4. Deepfake Messages and Impersonation

Artificial intelligence now makes it possible to generate convincing audio, photos, or videos that appear to come from someone you know.

Some scams involve messages that appear to be from a friend, family member, employer, or even a company representative.

If something feels unusual, verify the request through another method, such as calling the person directly.

5. Fake Tech Support Pop-Ups

You may encounter a pop-up on your computer claiming that your device has a virus and instructing you to call a support number.

These messages are designed to create urgency and pressure you into contacting scammers who may attempt to access your computer remotely or request payment.

Legitimate technology companies do not display emergency pop-ups asking you to call them.

6. Fake Real Estate Listings

Another scam reported across Canada involves fraudulent rental or home sale listings.

Scammers sometimes copy legitimate listings or use stolen photos and documents to convince people to send deposits or application fees.

If you are looking to rent or buy a home, always verify the listing with a trusted professional or a reputable platform before sending any money.

Simple Habits That Help Protect You

While scams continue to evolve, a few simple habits can significantly reduce your risk.

Pause before responding to urgent messages.
Avoid clicking unfamiliar links or QR codes.
Verify requests directly with the organization involved.
Use strong passwords and multi-factor authentication when possible.
Never share passwords or personal financial information in response to unexpected messages.

Scammers often rely on urgency and pressure. Taking a moment to verify a request can prevent a costly mistake.

Protecting Our Community Starts With Awareness

Fraud affects people in every age group and profession. Sharing information like this can help protect friends, family members, and neighbours who may not be aware of how these scams work.

If you think this information could help someone you know, consider passing it along.

Staying informed is one of the best ways we can protect each other.

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Integrity First: Why Honest Real Estate Advice Matters in Edmonton

When it comes to real estate, clarity and honesty matter more than anything else.

Buying or selling a home is not just a transaction. It is a major life decision that impacts finances, family plans, and long-term stability.

That is why my approach to real estate has always been simple. I believe in giving clients clear, honest advice so they can make informed decisions.

Sometimes that means telling someone something they were not expecting to hear. But honesty creates trust, and trust creates better outcomes.

In today’s Edmonton real estate market, that clarity is more important than ever.

Inventory levels shift, pricing strategies change, and market conditions evolve. Sellers need to understand how their home fits into the current market landscape. Buyers need to understand their options and timing.

The goal is never pressure. The goal is understanding.

When expectations are clear, the process becomes far less stressful and far more successful.

If you are considering selling your home in Edmonton or Sherwood Park in the coming months, starting the conversation early is often the smartest move.

We can look at your home, discuss the market, and create a plan that works for you.

Real estate decisions are easier when you have the right information and a professional you trust.

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New property listed in Beaumont, Beaumont

I have listed a new property at 15 COLONIALE Court in Beaumont. See details here

Stunning & unique executive 1.5 story on a huge pie lot backing west on the golf course! Enter the spacious foyer into an open great room boasting tall vaulted ceilings, hardwood & ceramic floors, abundant stone tile features, & stately fp surrounded by custom cabinets. Entertainer's dream with premium maple kitchen with granite counters, built-in appls, coffee bar, corner pantry & dark contrasting island. Private sunroom with heated tile floor & generous windows with amazing view of the 12th tee! Main floor laundry & full bath with tasteful claw-foot tub. Opulent owner's suite on the upper floor boasts 2nd fp, vaults, skylight & luxurious enuite with his & her vanities plus stone & tile dbl shower. F-fin bsmt has 4th bd, full bath, sauna, & huge FR with wet bar. Hi-eff furnace & cent AC. Recently prof painted, new carpet, & custom blinds. Exposed aggregate on driveway & covered patio. Serene & picturesque yard with underground sprinkler system, firepit & storage shed. Oversized garage with radiant heat.

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Investing in Sherwood Park’s Future: Visiting the Strathcona County Robotics Association

This year marks my 30th year with RE/MAX.

Over three decades in Sherwood Park and Strathcona County, I’ve had the privilege of being involved in many sponsorships, community events, and local initiatives. One of the most inspiring youth organizations I’ve supported is the Strathcona County Robotics Association.

Recently, I took a field trip to the Eagles Nest to visit the SCRA Cyber Eagles as they prepared for competition and to deliver a small contribution to support their efforts.

What I saw was more than robotics.
It was leadership in action.

What Is the Strathcona County Robotics Association?
The Strathcona County Robotics Association is a nonprofit organization based in Sherwood Park, Alberta, focused on inspiring youth through STEM education. Since 2019, the program has grown from humble beginnings to:

• 8 FIRST LEGO League teams
• 5 FIRST Tech Challenge teams
• Over 80 students actively participating

These students design, build, and program robots to compete in real-world engineering challenges. Through the process, they develop:

• Problem-solving skills
• Teamwork and collaboration
• Mental resilience
• Preparation and discipline
• Engineering and coding knowledge

In short, they’re building skills that will serve them for life.

Why Robotics Matters
Sports are excellent at building physical and mental health. They create camaraderie and bring communities together.

But today’s youth are also exploring other passions, and STEM programs like FIRST LEGO League and FIRST Tech Challenge are growing rapidly across Alberta.

In these programs, students:
• Program autonomous robots
• Compete in two-on-two matches
• Develop engineering innovation
• Engage in community outreach
• Build confidence through competition

This is a fun, competitive environment that challenges students mentally and creatively.
And it’s happening right here in Sherwood Park.

Meeting the Team
During my visit, I had the opportunity to meet Sani Chan, a founding member, educator, and mentor with the Strathcona County Robotics Association. Since launching the organization in June 2019, Sani and her team of volunteer coaches and board members have built something truly special.

From the energy inside the workspace to the focus of the students preparing for competition, it was clear this program is shaping the next generation of thinkers, innovators, and leaders.

The dedication of the mentors and volunteers behind the scenes is just as impressive as the robots on the field.

Building Strong Communities
After 30 years with RE/MAX in Sherwood Park, I’ve learned that strong communities don’t happen by accident.

They are built through involvement.
Through mentorship.
Through investing in youth.

Supporting organizations like the Strathcona County Robotics Association is one way we ensure Sherwood Park continues to grow with innovation, leadership, and opportunity at its core.

When we invest locally, we strengthen the future of our entire community.

Click to learn more about the Strathcona County Robotics Association or get involved.

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Edmonton Real Estate Market Update – February 2026

The Greater Edmonton Area real estate market showed clear signs of momentum in February 2026.

We recorded 1,606 residential sales, which represents a nearly 40 percent increase compared to January. While that number is slightly lower than February of last year, the month-over-month jump tells us something important: spring activity has arrived.

At the same time, more than 3,000 new listings entered the market. Overall inventory is now 34.6 percent higher than it was one year ago.

When both sales and inventory increase, it signals a balanced, competitive market.

Average Home Prices in Edmonton – February 2026

The average selling price across all residential property types reached $454,801 in February. That is up 1.4 percent from January and 1.5 percent year-over-year.

Here’s how different property types performed:

  • Detached Homes: Averaged $571,372, up 2.7 percent month over month and 1.1 percent year over year.

  • Semi-Detached Homes: Averaged $441,958, increasing 4.5 percent from January and 4.8 percent from last year.

  • Row/Townhomes: Averaged $307,526, up 3.8 percent month over month.

  • Apartment Condos: Averaged $212,133, decreasing 6.0 percent from January and 1.4 percent year over year.

The slight adjustment in condo pricing may create opportunity for first-time buyers and investors looking for entry points in the Edmonton market.

What This Means for Sellers

Sellers are entering a market with strong activity, but also increased competition.

Buyers are active, yet they now have more choice than they did earlier this year.

This is not an automatic multiple-offer environment.

Homes that are priced strategically, marketed professionally, and presented properly are the ones moving.

Preparation is your advantage in a balanced market.

What This Means for Buyers

Rising inventory means more selection and stronger negotiating leverage.

Buyers who enter the market with a clear plan and financing in place are well-positioned to secure strong value.

This is a market that rewards patience and preparation rather than urgency.

What This Means for Investors

With overall activity increasing and condo pricing adjusting slightly downward, investors may find calculated opportunities in specific segments.

Balanced markets often provide the best long-term entry points because they are driven by fundamentals rather than emotion.

The Bottom Line

The Edmonton and Sherwood Park real estate markets are showing healthy spring momentum.

This is not a dramatic market.

It is a strategic one.

Balanced conditions reward clarity, planning, and informed decision-making.

If buying, selling, or investing is part of your 2026 conversation, the smartest first step is understanding your specific numbers and timeline.

I’m Rob Coble with RE/MAX Elite, and I believe in steady guidance, honest conversations, and building a plan that makes sense for your goals.

If you would like a personalized market evaluation or strategy consultation, I would be happy to connect.

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Data last updated on May 20, 2026 at 05:15 AM (UTC).
Copyright 2026 by the REALTORS® Association of Edmonton. All Rights Reserved.
Data is deemed reliable but is not guaranteed accurate by the REALTORS® Association of Edmonton.
The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.